Ayushman Bharat Yojana 2026: Many of you may have heard about the Ayushman Bharat Yojana. Ayushman Card provides free medical treatment up to ₹5 lakh by the central government. If you might be wondering how you can apply for this scheme and get your own Ayushman Card. Then, this article is for you. Here, you will receive complete information about the Ayushman Bharat scheme. If you also want to apply for the Ayushman card at your home, make sure to read this article till the end.
What is the Ayushman Bharat Yojana?
The Ayushman Bharat Yojana, also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY), is a health scheme launched by the Central Government of India. Its main objective is to provide free health insurance coverage of up to ₹5 lakh to economically weaker sections of society.
The scheme was launched on 23 September 2018 and has since been implemented across India. Under this scheme, eligible middle-class and economically weaker individuals can avail themselves of free medical treatment up to ₹5 lakh per year at any empanelled public or private hospital across the country.
Under this initiative, each eligible family is provided with health insurance coverage of up to ₹5 lakh annually.
Who is Not Eligible for Benefits Under the Ayushman Bharat Yojana?
The following individuals or families are not eligible to receive benefits under the Ayushman Bharat Yojana:
- Those who own a motorized two-wheeler or three-wheeler vehicle.
- Those who own a mechanized three-wheeler agricultural equipment.
- Those who have a Kisan Credit Card (KCC) with a credit limit of more than ₹50,000.
- Families with any member employed in a government job.
- Those who own a registered non-agricultural business.
- Families with any member earning more than ₹10,000 per month.
- Individuals who pay income tax.
- Individuals who pay professional tax.
- Those who own a house with three or more rooms.
- Those who own a refrigerator.
- Those who own a landline telephone.
- Those who have irrigation equipment and more than 2.5 acres of irrigated land.
- Those who own more than 5 acres of irrigated land with at least two crop seasons in a year.
- Those who own at least 7.5 acres of land along with at least one irrigation device.
Required Documents to Apply for an Ayushman Card
If you have not yet applied for your Ayushman Card under the Ayushman Bharat Yojana, there is no need to worry because getting this card is very easy. To apply for it, you only need a ration card.
If you are a BPL (Below Poverty Line) beneficiary under the Government of India or receive ration under any ration card scheme, then this document is sufficient for applying for the Ayushman Card
Ayushman Bharat Yojana – Diseases Covered
The list of diseases covered under the Ayushman Bharat Yojana is very extensive. Around 1,300 medical conditions and treatment packages are included in this scheme. It covers a wide range of illnesses to ensure that beneficiaries do not face difficulties in getting proper medical treatment. The categories of covered diseases and services include:
- Pregnancy care and maternal health services
- Newborn healthcare services
- Child healthcare
- Infectious diseases
- Non-communicable diseases
- Management of mental illnesses
- Dental care
- Emergency medical treatment for the elderly
The scheme aims to provide comprehensive healthcare coverage to eligible beneficiaries across India.
Ayushman Bharat Yojana – How to Register for an Ayushman Card
If your name is not included in the Ayushman Bharat list, you can easily apply for it. The registration process is simple and straightforward.
- First, visit your nearest Pragya Kendra (CSC) or the nearest government or private hospital authorized under the scheme.
- Carry the required documents with you, such as your Aadhaar Card and Ration Card.
- Your biometric details will be taken there, after which your name will be added to the Ayushman Bharat list (if eligible).
- Within a few days, you will receive your Ayushman Card.
- Note: It is mandatory to have a valid ration card if you wish to get your name added to the Ayushman Bharat Yojana.
FAQ – Pradhan Mantri Jan Arogya Yojana
1. What is the Pradhan Mantri Jan Arogya Yojana?
2. How can you avail the benefits of the Pradhan Mantri Ayushman Bharat Yojana?
1. What is the Pradhan Mantri Jan Arogya Yojana?
2. How can you avail the benefits of the Pradhan Mantri Ayushman Bharat Yojana?
Updated on March 1, 2026 7:41 pm